The following tables summarize the applicable holding company and bank regulatory capital requirements: | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2022 (1) | | | Minimum Requirement | | Minimum Requirement plus SCB (2) | | To Be Well
Capitalized | | | Amount | | Ratio | | | | (Dollars in millions) | | Common equity Tier 1 capital: | | | | | | | | | | | | Regions Financial Corporation | $ | 12,066 | | | 9.60 | % | | | 4.50 | % | | 7.00 | % | | N/A | | Regions Bank | 13,509 | | | 10.77 | | | | 4.50 | | | 7.00 | | | 6.50 | % | | Tier 1 capital: | | | | | | | | | | | | Regions Financial Corporation | $ | 13,725 | | | 10.91 | % | | | 6.00 | % | | 8.50 | % | | 6.00 | % | | Regions Bank | 13,509 | | | 10.77 | | | | 6.00 | | | 8.50 | | | 8.00 | | | Total capital: | | | | | | | | | | | | Regions Financial Corporation | $ | 15,767 | | | 12.54 | % | | | 8.00 | % | | 10.50 | % | | 10.00 | % | | Regions Bank | 15,172 | | | 12.10 | | | | 8.00 | | | 10.50 | | | 10.00 | | | Leverage capital: | | | | | | | | | | | | Regions Financial Corporation | $ | 13,725 | | | 8.90 | % | | | 4.00 | % | | 4.00 | % | | N/A | | Regions Bank | 13,509 | | | 8.80 | | | | 4.00 | | | 4.00 | | | 5.00 | % |
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | December 31, 2021 | | Minimum Requirement | | Minimum Requirement plus SCB (2) | | To Be Well
Capitalized | | | Amount | | Ratio | | | | (Dollars in millions) | | Common equity Tier 1 capital: | | | | | | | | | | | Regions Financial Corporation | $ | 10,844 | | | 9.57 | % | | 4.50 | % | | 7.00 | % | | N/A | | Regions Bank | 12,478 | | | 11.05 | | | 4.50 | | | 7.00 | | | 6.50 | % | | Tier 1 capital: | | | | | | | | | | | Regions Financial Corporation | $ | 12,503 | | | 11.03 | % | | 6.00 | % | | 8.50 | % | | 6.00 | % | | Regions Bank | 12,478 | | | 11.05 | | | 6.00 | | | 8.50 | | | 8.00 | | | Total capital: | | | | | | | | | | | Regions Financial Corporation | $ | 14,441 | | | 12.74 | % | | 8.00 | % | | 10.50 | % | | 10.00 | % | | Regions Bank | 13,985 | | | 12.38 | | | 8.00 | | | 10.50 | | | 10.00 | | | Leverage capital: | | | | | | | | | | | Regions Financial Corporation | $ | 12,503 | | | 8.08 | % | | 4.00 | % | | 4.00 | % | | N/A | | Regions Bank | 12,478 | | | 8.09 | | | 4.00 | | | 4.00 | | | 5.00 | % |
_________ (1)The 2022 Basel III CET1 capital, Tier 1 capital, Total capital, and Leverage capital ratios are estimated. (2)Reflects Regions' SCB of 2.50%. SCB does not apply to leverage capital ratios.
|