v3.22.4
Loans
 12 Months Ended
Dec. 31, 2022
Receivables [Abstract]  
Loans
NOTE 4. LOANS
The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income as of December 31:
20222021
 (In millions)
Commercial and industrial$50,905 $43,758 
Commercial real estate mortgage—owner-occupied5,103 5,287 
Commercial real estate construction—owner-occupied298 264 
Total commercial56,306 49,309 
Commercial investor real estate mortgage6,393 5,441 
Commercial investor real estate construction1,986 1,586 
Total investor real estate8,379 7,027 
Residential first mortgage18,810 17,512 
Home equity lines3,510 3,744 
Home equity loans2,489 2,510 
Consumer credit card1,248 1,184 
Other consumer—exit portfolio570 1,071 
Other consumer5,697 5,427 
Total consumer32,324 31,448 
Total loans, net of unearned income (1)
$97,009 $87,784 
_________
(1)Loans are presented net of unearned income, unamortized discounts and premiums and deferred loan fees and costs of $894 million and $630 million at December 31, 2022 and 2021,
See Note 13 for details regarding Regions’ investment in sales-type, direct financing, and leveraged leases included within the commercial and industrial loan portfolio.