v3.22.0.1
Loans (Tables)
 12 Months Ended
Dec. 31, 2021
Receivables [Abstract]  
Schedule Of Loan Portfolio, Net Of Unearned Income
The following table presents the distribution of Regions' loan portfolio by segment and class, net of unearned income as of December 31:
20212020
 (In millions)
Commercial and industrial$43,758 $42,870 
Commercial real estate mortgage—owner-occupied5,287 5,405 
Commercial real estate construction—owner-occupied264 300 
Total commercial49,309 48,575 
Commercial investor real estate mortgage5,441 5,394 
Commercial investor real estate construction1,586 1,869 
Total investor real estate7,027 7,263 
Residential first mortgage17,512 16,575 
Home equity lines3,744 4,539 
Home equity loans2,510 2,713 
Consumer credit card1,184 1,213 
Other consumer—exit portfolio (1)
1,071 2,035 
Other consumer5,427 2,353 
Total consumer31,448 29,428 
Total loans, net of unearned income (2)
$87,784 $85,266 
_________
(1)Regions ceased originating indirect vehicle lending in the second quarter of 2019 and decided not to renew a third party relationship in the fourth quarter of 2019.
(2)Loans are presented net of unearned income, unamortized discounts and premiums and deferred loan fees and costs of $630 million and $678 million at December 31, 2021 and 2020, respectively.