Loans, Lending Commitments and Allowance for Credit Losses (Tables)
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12 Months Ended |
Dec. 31, 2018 |
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| Accounts, Notes, Loans and Financing Receivable, Gross, Allowance, and Net [Abstract] |
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| Loans by Type |
| Loans by Type | | | | | | | | | | | | At December 31, 2018 | | | Loans Held | Loans Held | | | | $ in millions | for Investment | for Sale | Total Loans | | Corporate | $ | 36,909 | $ | 13,886 | $ | 50,795 | | Consumer | | 27,868 | | — | | 27,868 | | Residential real estate | 27,466 | | 22 | | 27,488 | | Wholesale real estate | | 7,810 | | 1,856 | | 9,666 | | Total loans, gross | | 100,053 | | 15,764 | | 115,817 | | Allowance for loan losses | | (238) | | — | | (238) | | Total loans, net | $ | 99,815 | $ | 15,764 | $ | 115,579 | | Fixed rate loans, net | | | | $ | 15,632 | | Floating or adjustable rate loans, net | | | | 99,947 | | Loans to non-U.S. borrowers, net | | | | 17,568 | | | | | | | | | | | | At December 31, 2017 | | | Loans Held | Loans Held | | | | $ in millions | for Investment | for Sale | Total Loans | | Corporate | $ | 29,754 | $ | 9,456 | $ | 39,210 | | Consumer | | 26,808 | | — | | 26,808 | | Residential real estate | 26,635 | | 35 | | 26,670 | | Wholesale real estate | | 9,980 | | 1,682 | | 11,662 | | Total loans, gross | | 93,177 | | 11,173 | | 104,350 | | Allowance for loan losses | | (224) | | — | | (224) | | Total loans, net | $ | 92,953 | $ | 11,173 | $ | 104,126 | | Fixed rate loans, net | | | | $ | 13,339 | | Floating or adjustable rate loans, net | | | | 90,787 | | Loans to non-U.S. borrowers, net | | | | 9,977 |
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| Loans Held for Investment Before Allowance by Credit Quality |
| Loans Held for Investment before Allowance by Credit Quality | | | | | | | | | | | | | | At December 31, 2018 | | $ in millions | Corporate | Consumer | Residential Real Estate | Wholesale Real Estate | Total | | Pass | $ | 36,217 | $ | 27,863 | $ | 27,387 | $ | 7,378 | $ | 98,845 | | Special mention | 492 | | 5 | | — | | 312 | | 809 | | Substandard | | 200 | | — | | 79 | | 120 | | 399 | | Doubtful | | — | | — | | — | | — | | — | | Loss | | — | | — | | — | | — | | — | | Total | $ | 36,909 | $ | 27,868 | $ | 27,466 | $ | 7,810 | $ | 100,053 |
| | | At December 31, 2017 | | $ in millions | Corporate | Consumer | Residential Real Estate | Wholesale Real Estate | Total | | Pass | $ | 29,166 | $ | 26,802 | $ | 26,562 | $ | 9,480 | $ | 92,010 | | Special mention | | 188 | | 6 | | — | | 200 | | 394 | | Substandard | | 393 | | — | | 73 | | 300 | | 766 | | Doubtful | | 7 | | — | | — | | — | | 7 | | Loss | | — | | — | | — | | — | | — | | Total | $ | 29,754 | $ | 26,808 | $ | 26,635 | $ | 9,980 | $ | 93,177 | | | | | | | | | | | |
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| Impaired Loans and Lending Commitments Before Allowance |
| Impaired Loans and Lending Commitments before Allowance | | | | | | | | | | | | At December 31, 2018 | | | | | Residential | | | | $ in millions | Corporate | Real Estate | Total | | Loans | | | | | | | | With allowance | $ | 24 | $ | — | $ | 24 | | Without allowance1 | | 32 | | 69 | | 101 | | Total impaired loans | $ | 56 | $ | 69 | $ | 125 | | UPB | | 63 | | 70 | | 133 | | Lending commitments | | | | | | | | With allowance | $ | 19 | $ | — | $ | 19 | | Without allowance1 | | 34 | | — | | 34 | | Total impaired lending commitments | 53 | | — | | 53 | | | | | | | | | | | | At December 31, 2017 | | | | | Residential | | | | $ in millions | Corporate | Real Estate | Total | | Loans | | | | | | | | With allowance | $ | 16 | $ | — | $ | 16 | | Without allowance1 | | 118 | | 45 | | 163 | | Total impaired loans | $ | 134 | $ | 45 | $ | 179 | | UPB | | 146 | | 46 | | 192 | | Lending commitments | | | | | | | | Without allowance1 | $ | 199 | $ | — | $ | 199 |
1. At December 31, 2018 and December 31, 2017, no allowance was recorded for these loans and lending commitments as the present value of the expected future cash flows or value of the collateral held equaled or exceeded the carrying value. |
| Impaired Loans and Allowance by Region |
| Impaired Loans and Total Allowance by Region | | | | | | | | | | | | | At December 31, 2018 | | $ in millions | Americas | EMEA | Asia | Total | | Impaired loans | $ | 125 | $ | — | $ | — | $ | 125 | | Total Allowance for loan losses | 193 | | 42 | | 3 | | 238 | | | | | | | | | | | | At December 31, 2017 | | $ in millions | Americas | EMEA | Asia | Total | | Impaired loans | $ | 160 | $ | 9 | $ | 10 | $ | 179 | | Total Allowance for loan losses | 194 | | 27 | | 3 | | 224 |
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| Troubled Debt Restructurings |
| Troubled Debt Restructurings | | | | | | | | | At | | At | | | December 31, | | December 31, | | $ in millions | | 2018 | | 2017 | | Loans | $ | 38 | $ | 51 | | Lending commitments | | 45 | | 28 | | Allowance for loan losses and lending | | | | | | commitments | | 4 | | 10 |
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| Allowance for Loan Losses and Lending Commitments Rollforward |
| Allowance for Loan Losses Rollforward | | | | | | | | | | | | | | | | | | | | | Residential | Wholesale | | | | $ in millions | Corporate | Consumer | Real Estate | Real Estate | | Total | | December 31, 2017 | $ | 126 | $ | 4 | $ | 24 | $ | 70 | $ | 224 | | Gross charge-offs | | (5) | | — | | (1) | | — | | (6) | | Recoveries1 | | 54 | | — | | — | | — | | 54 | | Net recoveries | | | | | | | | | | | (charge-offs) | 49 | | — | | (1) | | — | | 48 | | Provision (release)1 | | (29) | | 3 | | (3) | | 5 | | (24) | | Other | | (2) | | — | | — | | (8) | | (10) | | December 31, 2018 | $ | 144 | $ | 7 | $ | 20 | $ | 67 | $ | 238 | | Inherent | $ | 139 | $ | 7 | $ | 20 | $ | 67 | $ | 233 | | Specific | | 5 | | — | | — | | — | | 5 |
| | | | | Residential | Wholesale | | | | $ in millions | Corporate | Consumer | Real Estate | Real Estate | Total | | December 31, 2016 | $ | 195 | $ | 4 | $ | 20 | $ | 55 | $ | 274 | | Gross charge-offs | | (75) | | — | | — | | — | | (75) | | Recoveries | | 1 | | — | | — | | — | | 1 | | Net recoveries | | | | | | | | | | | (charge-offs) | | (74) | | — | | — | | — | | (74) | | Provision (release) | | 5 | | — | | 4 | | 13 | | 22 | | Other | | — | | — | | — | | 2 | | 2 | | December 31, 2017 | $ | 126 | $ | 4 | $ | 24 | $ | 70 | $ | 224 | | Inherent | $ | 119 | $ | 4 | $ | 24 | $ | 70 | $ | 217 | | Specific | | 7 | | — | | — | | — | | 7 |
| | | | | | | | | | | | $ in millions | Corporate | Consumer | Residential Real Estate | Wholesale Real Estate | Total | | December 31, 2015 | $ | 166 | $ | 5 | $ | 17 | $ | 37 | $ | 225 | | Gross charge-offs | | (16) | | — | | (1) | | — | | (17) | | Gross recoveries | | 3 | | — | | — | | — | | 3 | | Net recoveries | | | | | | | | | | | | (charge-offs) | (13) | | — | | (1) | | — | | (14) | | Provision (release) | | 110 | | (1) | | 4 | | 18 | | 131 | | Other2 | | (68) | | — | | — | | — | | (68) | | December 31, 2016 | $ | 195 | $ | 4 | $ | 20 | $ | 55 | $ | 274 | | Inherent | $ | 133 | $ | 4 | $ | 20 | $ | 55 | $ | 212 | | Specific | | 62 | | — | | — | | — | | 62 |
- During 2018 the release was primarily due to the recovery of an energy industry related loan charged off in 2017.
- The reduction is primarily related to loans of $492 million that were transferred to loans held for sale during 2016.
| Allowance for Lending Commitments Rollforward | | | | | | | | | Residential | Wholesale | | | | $ in millions | Corporate | Consumer | Real Estate | Real Estate | Total | | December 31, 2017 | $ | 194 | $ | 1 | $ | — | $ | 3 | $ | 198 | | Provision (release) | | 7 | | 1 | | — | | 1 | | 9 | | Other | | (3) | | — | | — | | (1) | | (4) | | December 31, 2018 | $ | 198 | $ | 2 | $ | — | $ | 3 | $ | 203 | | Inherent | $ | 193 | $ | 2 | $ | — | $ | 3 | $ | 198 | | Specific | | 5 | | — | | — | | — | | 5 |
| | | | | Residential | Wholesale | | | | $ in millions | Corporate | Consumer | Real Estate | Real Estate | Total | | December 31, 2016 | $ | 185 | $ | 1 | $ | — | $ | 4 | $ | 190 | | Provision (release) | | 8 | | — | | — | | (1) | | 7 | | Other | | 1 | | — | | — | | — | | 1 | | December 31, 2017 | $ | 194 | $ | 1 | $ | — | $ | 3 | $ | 198 | | Inherent | $ | 192 | $ | 1 | $ | — | $ | 3 | $ | 196 | | Specific | | 2 | | — | | — | | — | | 2 |
| | | | | | | | | | | | $ in millions | Corporate | Consumer | Residential Real Estate | Wholesale Real Estate | Total | | December 31, 2015 | $ | 180 | $ | 1 | $ | — | $ | 4 | $ | 185 | | Provision (release) | | 13 | | — | | — | | — | | 13 | | Other | | (8) | | — | | — | | — | | (8) | | December 31, 2016 | $ | 185 | $ | 1 | $ | — | $ | 4 | $ | 190 | | Inherent | $ | 185 | $ | 1 | $ | — | $ | 4 | $ | 190 | | Specific | | — | | — | | — | | — | | — |
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| Employee Loans |
| Employee Loans | | At | At | | December 31, | December 31, | | $ in millions | 2018 | 2017 | | Balance | $ | 3,415 | $ | 4,185 | | Allowance for loan losses | | (63) | | (77) | | Balance, net | $ | 3,352 | $ | 4,108 | | Repayment term range, in years | | 1 to 20 | | 1 to 20 |
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