			At March 31, 2016				At December 31, 2015
			Amount	Ratio	Minimum Ratio(1)		Amount	Ratio	Minimum Ratio(1)
			(dollars in millions)
Regulatory capital and capital ratios:
	Common Equity Tier 1 capital	$	58,514	15.6%	5.9%	$	59,409	15.5%	4.5%
	Tier 1 capital		65,198	17.4%	7.4%		66,722	17.4%	6.0%
	Total capital		77,969	20.9%	9.4%		79,403	20.7%	8.0%
	Tier 1 leverage(2)		—	8.2%	4.0%		—	8.3%	4.0%

Assets:
	Total RWAs	$	373,925	N/A	N/A	$	384,162	N/A	N/A
	Adjusted average assets(3)		792,268	N/A	N/A		803,574	N/A	N/A

__________

N/A—Not Applicable.

(1) Percentages represent minimum regulatory capital ratios under the transitional rules. These ratios include the following assumptions: (i) G-SIB capital surcharge for the Company remains at 3.0% as calculated by the Federal Reserve in July 2015; and (ii) countercyclical capital buffer remains at zero.

(2) Tier 1 leverage ratios are calculated under Standardized Approach transitional rules.

(3) Adjusted average assets represent the denominator of the Tier 1 leverage ratio and are composed of the average daily balance of consolidated on-balance sheet assets under U.S. GAAP during the calendar quarter, adjusted for disallowed goodwill, transitional intangible assets, certain deferred tax assets, certain investments in the capital instruments of unconsolidated financial institutions and other adjustments.

		Morgan Stanley Bank, N.A.
		At March 31, 2016				At December 31, 2015
		Amount	Ratio	Required Capital Ratio(1)		Amount	Ratio	Required Capital Ratio(1)
		(dollars in millions)
Common Equity Tier 1 capital	$	13,862	15.5%	6.5%	$	13,333	15.1%	6.5%
Tier 1 capital		13,862	15.5%	8.0%		13,333	15.1%	8.0%
Total capital		15,670	17.5%	10.0%		15,097	17.1%	10.0%
Tier 1 leverage		13,862	10.1%	5.0%		13,333	10.2%	5.0%

		Morgan Stanley Private Bank, National Association
		At March 31, 2016				At December 31, 2015
		Amount	Ratio	Required Capital Ratio(1)		Amount	Ratio	Required Capital Ratio(1)
		(dollars in millions)
Common Equity Tier 1 capital	$	4,660	27.0%	6.5%	$	4,197	26.5%	6.5%
Tier 1 capital		4,660	27.0%	8.0%		4,197	26.5%	8.0%
Total capital		4,692	27.2%	10.0%		4,225	26.7%	10.0%
Tier 1 leverage		4,660	10.9%	5.0%		4,197	10.5%	5.0%