			Three Months Ended
			March 31,
			2016		2015

			(dollars in millions)
Interest income(1):
	Trading assets(2)	$	582	$	594
	Investment securities		236		201
	Loans		647		474
	Interest bearing deposits with banks		50		22
	Securities purchased under agreements to resell and Securities borrowed(3)		(78)		(104)
	Customer receivables and Other(4)		310		297
Total interest income		$	1,747	$	1,484

Interest expense(1):
	Deposits	$	22	$	18
	Short-term borrowings		6		4
	Long-term borrowings		959		926
	Securities sold under agreements to repurchase and Securities loaned(5)		264		308
	Customer payables and Other(6)		(403)		(368)
Total interest expense		$	848	$	888
Net interest		$	899	$	596

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(1) Interest income and expense are recorded within the condensed consolidated statements of income depending on the nature of the instrument and related market conventions. When interest is included as a component of the instrument’s fair value, interest is included within Trading revenues or Investments revenues. Otherwise, it is included within Interest income or Interest expense.

(2) Interest expense on Trading liabilities is reported as a reduction to Interest income on Trading assets.

(3) Includes fees paid on Securities borrowed.

(4) Includes interest from customer receivables and other interest earning assets.

(5) Includes fees received on Securities loaned.

(6) Includes fees received from prime brokerage customers for stock loan transactions incurred to cover customers’ short positions.