v3.26.1
CONSOLIDATED STATEMENT OF CASH FLOWS (UNAUDITED) - USD ($)
$ in Millions
 3 Months Ended
Mar. 31, 2026
Mar. 31, 2025
Cash flows from operating activities of continuing operations    
Net income before attribution of noncontrolling interests $ 5,938 $ 4,107
Net income attributable to noncontrolling interests 153 43
Citigroup’s net income 5,785 4,064
Income (loss) from discontinued operations, net of taxes (1) (1)
Income from continuing operations—excluding noncontrolling interests 5,786 4,065
Adjustments to reconcile net income to net cash provided by (used in) operating activities of continuing operations    
Net loss (gain) on sale of significant disposals [1] 18 0
Depreciation and amortization 1,115 1,050
Deferred income taxes (168) (8)
Provisions for credit losses and for benefits and claims 2,805 2,723
Realized gains from sales of investments (270) (121)
Impairment losses on investments and other assets 136 58
Change in trading account assets (56,371) (75,872)
Change in trading account liabilities 22,468 14,842
Change in brokerage receivables net of brokerage payables 7,347 5,102
Change in loans held-for-sale (HFS) 588 (856)
Change in other assets (6,920) (3,067)
Change in other liabilities 264 (2,168)
Other, net 1,329 (4,456)
Total adjustments (27,659) (62,773)
Net cash provided by (used in) operating activities of continuing operations (21,873) (58,708)
Cash flows from investing activities of continuing operations    
Change in securities borrowed and purchased under agreements to resell 3,101 (116,153)
Change in loans (13,692) (11,506)
Proceeds from divestitures 233 0
Proceeds from sales and securitizations of loans 1,473 1,002
Available-for-sale (AFS) debt securities    
Purchases of investments (100,769) (73,927)
Proceeds from sales of investments 38,384 36,332
Proceeds from maturities of investments 48,787 45,315
Held-to-maturity (HTM) debt securities    
Purchases of investments (574) (4,940)
Proceeds from maturities of investments 11,928 26,941
Capital expenditures on premises and equipment and capitalized software (1,415) (1,517)
Proceeds from sales of premises and equipment and repossessed assets 3 11
Other, net 150 (541)
Net cash provided by (used in) investing activities of continuing operations (12,391) (98,983)
Cash flows from financing activities of continuing operations    
Dividends paid (1,353) (1,323)
Issuance of preferred stock 1,785 1,995
Redemption of preferred stock (2,300) (1,500)
Treasury stock acquired [2] (6,300) (1,751)
Stock tendered for payment of withholding taxes (1,147) (754)
Change in securities loaned and sold under agreements to repurchase 21,487 149,204
Issuance of long-term debt 24,924 29,612
Payments and redemptions of long-term debt (28,692) (23,093)
Change in deposits 42,667 31,952
Change in short-term borrowings 20,178 634
Net cash provided by (used in) financing activities of continuing operations 71,249 184,976
Effect of exchange rate changes on cash, due from banks and deposits with banks (842) 4,514
Change in cash, due from banks and deposits with banks 36,143 31,799
Cash, due from banks and deposits with banks at beginning of period 349,579 276,532
Cash, due from banks and deposits with banks at end of period 385,722 308,331
Cash and due from banks (including segregated cash and other deposits) 23,625 24,463
Deposits with banks, net of allowance 362,097 283,868
Cash, due from banks and deposits with banks at end of period 385,722 308,331
Supplemental disclosure of cash flow information for continuing operations    
Cash paid during the period for interest 19,559 19,389
Non-cash investing activities    
Transfers to loans HFS (Other assets) from loans HFI [1],[3] $ 1,213 $ 1,032
[1]     See “Significant Disposals” in Note 2.
[2] Balances based on transaction date.
[3] Operating and finance lease right-of-use assets and lease liabilities represent non-cash investing and financing activities, respectively, and are not included in the non-cash investing activities presented here. See Note 24 for more information and balances as of March 31, 2026.