REPORTABLE BUSINESS SEGMENTS AND ALL OTHER (Tables)

The following tables present certain information regarding the Company’s continuing operations by reportable business segment and All Other on a managed basis that excludes divestiture-related impacts. The CODM uses Income (loss) from continuing operations as the performance measure, to evaluate the results of each reportable business segment and

All Other by comparing to and monitoring against budget and prior-year results. This information is used to allocate resources to each of the segments and All Other and to make operational decisions when managing the Company, such as whether to reinvest profits or to return capital to shareholders through dividends and share repurchases.


	Three Months Ended March 31,
In millions of dollars, except end-of-period assets, average loans and average deposits in billions	Services				Markets				Banking
	2026		2025		2026		2025		2026		2025
Net interest income	$	4,143	$	3,498	$	2,797	$	1,924	$	587	$	491
Non-interest revenue	1,960		1,706		4,449		4,151		1,180		1,039
Total revenues, net of interest expense	$	6,103	$	5,204	$	7,246	$	6,075	$	1,767	$	1,530
Compensation expense(1)	$	707	$	632	$	1,200	$	1,018	$	779	$	632
Non-compensation expense(2)	2,228		1,952		2,635		2,448		461		402
Total operating expense	$	2,935	$	2,584	$	3,835	$	3,466	$	1,240	$	1,034
Provisions for credit losses and for benefits and claims	$	94	$	51	$	(15)	$	201	$	132	$	214
Provision (benefits) for income taxes	832		720		797		546		91		60
Income (loss) from continuing operations	2,242		1,849		2,629		1,862		304		222
End-of-period assets (March 31, 2026 and December 31, 2025)	$	649	$	628	$	1,280	$	1,185	$	154	$	140
Average loans	99		87		162		128		83		82
Average deposits	961		826		19		15		—		—

In millions of dollars, except end-of-period assets, average loans and average deposits in billions	Wealth				USCC
	2026		2025		2026		2025
Net interest income	$	2,095	$	1,831	$	5,116	$	4,984
Non-interest revenue	970		926		(359)		(417)
Total revenues, net of interest expense	$	3,065	$	2,757	$	4,757	$	4,567
Compensation expense(1)	$	866	$	880	$	354	$	342
Non-compensation expense(2)	1,549		1,510		1,357		1,349
Total operating expense	$	2,415	$	2,390	$	1,711	$	1,691
Provisions for credit losses and for benefits and claims	$	101	$	126	$	2,092	$	1,783
Provision (benefits) for income taxes	117		50		222		255
Income (loss) from continuing operations	432		191		732		838
End-of-period assets (March 31, 2026 and December 31, 2025)	$	320	$	316	$	171	$	178
Average loans	205		194		171		168
Average deposits	414		399		—		—

In millions of dollars, except end-of-period assets, average loans and average deposits in billions	All Other(3)				Reconciling Items(3)				Total Citi
	2026		2025		2026		2025		2026		2025
Net interest income	$	1,003	$	1,284	$	—	$	—	$	15,741	$	14,012
Non-interest revenue	679		179		13		—		8,892		7,584
Total revenues, net of interest expense	$	1,682	$	1,463	$	13	$	—	$	24,633	$	21,596


Total operating expense	$	2,144	$	2,226	$	31	$	34	$	14,311	$	13,425
Provisions for credit losses and for benefits and claims	$	400	$	359	$	1	$	(11)	$	2,805	$	2,723
Provision (benefits) for income taxes	(474)		(283)		(7)		(8)		1,578		1,340
Income (loss) from continuing operations	(388)		(839)		(12)		(15)		5,939		4,108
End-of-period assets (March 31, 2026 and December 31, 2025)	$	204	$	210					$	2,778	$	2,657
Average loans	35		32						755		691
Average deposits	52		65						1,446		1,305

(1) Excludes allocations of Compensation and benefits expense related to services provided by Corporate/Other within All Other, which are allocated from All Other to each segment, as applicable, through the non-compensation expense line.

(2) Non-compensation expense for each segment includes allocated compensation and benefits-related costs from Corporate/Other within All Other to the respective segments, and expenses related to Technology/communication, Transactional and product servicing, Premises and equipment, Professional services, Advertising and marketing and Other operating (all of which include certain overhead expenses).

(3) Segment results are presented on a managed basis that excludes divestiture-related impacts related to Citi’s divestitures of its Asia Consumer businesses and Banamex, within All Other—Legacy Franchises. Adjustments are included in Legacy Franchises within All Other and are reflected in the reconciliations above to arrive at Citi’s reported results in the Consolidated Statement of Income.

The following table presents a reconciliation of total Citigroup income from continuing operations as reported:


	Three Months Ended March 31,
In millions of dollars	2026(1)		2025(2)
Total reportable business segments and All Other—income from continuing operations(3)	$	5,951	$	4,123
Divestiture-related impact on:
Total revenues, net of interest expense	13		—
Total operating expenses	31		34
Provision (release) for credit losses	1		(11)
Provision (benefits) for income taxes	(7)		(8)
Income from continuing operations	$	5,939	$	4,108

(1) The three months ended March 31, 2026 includes approximately $31 million in operating expenses ($23 million after-tax), primarily driven by separation costs in Mexico.

(2) The three months ended March 31, 2025 includes approximately $34 million in operating expenses ($23 million after-tax), largely driven by separation costs in Mexico and severance costs in the Asia exit markets. For additional information, see Citi’s Quarterly Report on Form 10-Q for the period ended March 31, 2025.