v3.25.4
INTEREST INCOME AND EXPENSE (Details) - USD ($)
$ in Millions
 12 Months Ended
Dec. 31, 2025
Dec. 31, 2024
Dec. 31, 2023
Interest income      
Loan interest, including fees $ 60,471 $ 62,104 $ 57,868
Deposits with banks 12,669 11,417 11,238
Securities borrowed and purchased under agreements to resell 26,962 29,173 26,887
Investments, including dividends 16,729 18,662 18,300
Trading account assets 20,796 17,576 14,458
Other interest-bearing assets 5,237 4,781 4,507
Total interest income [1] 142,864 143,713 133,258
Interest expense      
Deposits 34,966 40,326 36,300
Securities loaned and sold under agreements to repurchase 27,651 27,884 21,439
Trading account liabilities 3,013 3,350 3,427
Short-term borrowings and other interest-bearing liabilities 7,366 7,703 7,438
Long-term debt 10,076 10,355 9,754
Interest expense [1] 83,072 89,618 78,358
Net interest income [1] 59,792 54,095 54,900
Provision for credit losses on loans 9,497 9,726 7,786
Net interest revenue after provision for loan losses 50,295 44,369 47,114
Consumer      
Interest income      
Loan interest, including fees 39,800 39,542 36,864
Corporate      
Interest income      
Loan interest, including fees $ 20,671 $ 22,562 $ 21,004
[1] Effective January 1, 2025, certain transaction processing fees paid by Citi, primarily to credit card networks, which were previously presented within Other operating expenses, are presented as contra-revenue within Commissions and fees reported in Non-interest revenue. Prior periods were conformed to reflect this change in presentation.