v3.25.4
REGULATORY CAPITAL (Tables)
12 Months Ended
Dec. 31, 2025
Regulatory Capital [Abstract]  
Schedule of compliance with regulatory capital requirements under banking regulations
The following table presents for Citigroup and Citibank the regulatory capital tiers, total risk-weighted assets, quarterly adjusted average total assets, Total Leverage Exposure, risk-based capital ratios and leverage ratios:
In millions of dollars, except ratiosStated
minimum
CitigroupCitibank
Well-
capitalized
minimum
December 31, 2025December 31, 2024Well-
capitalized
minimum
December 31, 2025December 31, 2024
CET1 Capital  $157,099 $155,363  $158,202 $153,483 
Tier 1 Capital  179,675 174,527  160,338 155,613 
Total Capital (Tier 1 Capital + Tier 2 Capital)—Standardized Approach
216,468 205,827 175,949 173,060 
Total Capital (Tier 1 Capital + Tier 2 Capital)—Advanced Approaches
206,170 197,371 168,005 165,581 
Total risk-weighted assets—Standardized Approach1,192,174 1,139,988 1,006,961 998,817 
Total risk-weighted assets—Advanced Approaches1,316,371 1,280,190 1,104,193 1,109,387 
Quarterly adjusted average total assets(1)
 2,685,119 2,433,364 1,864,383 1,726,312 
Total Leverage Exposure(2)
3,276,212 2,985,418 2,374,748 2,195,386 
CET1 Capital ratio(3)
4.5 %N/A13.18 %13.63 %6.5 %14.33 %13.83 %
Tier 1 Capital ratio(3)
6.0 6.0 %13.65 15.31 8.0 14.52 14.03 
Total Capital ratio(3)
8.0 10.0 15.66 15.42 10.0 15.22 14.93 
Leverage ratio4.0 N/A6.69 7.17 5.0 8.60 9.01 
Supplementary Leverage ratio3.0 N/A5.48 5.85 6.0 6.75 7.09 

(1)Leverage ratio denominator.
(2)Supplementary Leverage ratio denominator.
(3)Citi’s binding CET1 Capital ratio was derived under the Basel III Standardized Approach, whereas Citi’s binding Tier 1 Capital and Total Capital ratios were derived under the Basel III Advanced Approaches framework as of December 31, 2025. In prior periods, Citi’s binding CET1 Capital and Tier 1 Capital ratios were derived under the Basel III Standardized Approach, whereas Citi’s binding Total Capital ratio was derived under the Basel III Advanced Approaches framework. Citibank’s binding CET1 Capital, Tier 1 Capital and Total Capital ratios were derived under the Basel III Advanced Approaches framework for both periods presented.
N/A  Not applicable