v3.25.4
LOANS - Consumer Loans Outside of North America (Details) - USD ($)
$ in Millions
Dec. 31, 2025
Dec. 31, 2024
Loans receivable    
Total loans $ 752,230 $ 694,488
Consumer    
Loans receivable    
Total loans 408,533 393,102
In offices outside North America | Consumer    
Loans receivable    
Total loans $ 79,062 $ 71,378
NCL ratio 1.87% 1.39%
In offices outside North America | Consumer | 30–89 days past due    
Loans receivable    
Total loans $ 419 $ 328
Past due ratio 0.74% 0.61%
In offices outside North America | Consumer | 90+ days past due    
Loans receivable    
Total loans $ 444 $ 310
Past due ratio 0.78% 0.58%
In offices outside North America | Consumer | Classifiably managed    
Loans receivable    
Total loans $ 22,297 $ 17,553
In offices outside North America | Consumer | Delinquency-managed loans    
Loans receivable    
Total loans 56,765 53,825
In offices outside North America | Consumer | Classifiably managed    
Loans receivable    
Total loans 80,800 72,500
In offices outside North America | Consumer | Residential first mortgages    
Loans receivable    
Total loans $ 24,041 $ 24,456
NCL ratio 0.15% 0.06%
In offices outside North America | Consumer | Residential first mortgages | 30–89 days past due    
Loans receivable    
Total loans $ 35 $ 38
Past due ratio 0.15% 0.16%
In offices outside North America | Consumer | Residential first mortgages | 90+ days past due    
Loans receivable    
Total loans $ 78 $ 60
Past due ratio 0.32% 0.25%
In offices outside North America | Consumer | Residential first mortgages | Classifiably managed    
Loans receivable    
Total loans $ 0 $ 0
In offices outside North America | Consumer | Residential first mortgages | Delinquency-managed loans    
Loans receivable    
Total loans 24,041 24,456
In offices outside North America | Consumer | Residential first mortgages | Global Wealth Management Business    
Loans receivable    
Total loans 18,600 19,100
In offices outside North America | Consumer | Credit cards    
Loans receivable    
Total loans $ 14,701 $ 12,927
NCL ratio 6.40% 4.91%
In offices outside North America | Consumer | Credit cards | 30–89 days past due    
Loans receivable    
Total loans $ 256 $ 190
Past due ratio 1.74% 1.47%
In offices outside North America | Consumer | Credit cards | 90+ days past due    
Loans receivable    
Total loans $ 317 $ 214
Past due ratio 2.16% 1.66%
In offices outside North America | Consumer | Credit cards | Classifiably managed    
Loans receivable    
Total loans $ 0 $ 0
In offices outside North America | Consumer | Credit cards | Delinquency-managed loans    
Loans receivable    
Total loans 14,701 12,927
In offices outside North America | Consumer | Personal, small business and other    
Loans receivable    
Total loans $ 40,320 $ 33,995
NCL ratio 1.31% 1.02%
In offices outside North America | Consumer | Personal, small business and other | Internal Investment Grade    
Loans receivable    
Percentage internal risk rating 80.00% 83.00%
In offices outside North America | Consumer | Personal, small business and other | 30–89 days past due    
Loans receivable    
Total loans $ 128 $ 100
Past due ratio 0.71% 0.61%
In offices outside North America | Consumer | Personal, small business and other | 90+ days past due    
Loans receivable    
Total loans $ 49 $ 36
Past due ratio 0.27% 0.22%
In offices outside North America | Consumer | Personal, small business and other | Classifiably managed    
Loans receivable    
Total loans $ 22,297 $ 17,553
In offices outside North America | Consumer | Personal, small business and other | Delinquency-managed loans    
Loans receivable    
Total loans $ 18,023 $ 16,442
In offices outside North America | Consumer | Personal, small business and other | Global Wealth Management Business | Internal Investment Grade    
Loans receivable    
Percentage internal risk rating 56.00% 56.00%
In offices outside North America | Consumer | Personal, small business and other | Global Wealth Management Business | Classifiably managed    
Loans receivable    
Total loans $ 30,600 $ 25,400