
	Total AOCI
Balance at December 31, 2022	$	(22,621)
Available for sale securities:

Net unrealized gain (loss), net of tax expense (benefit) of $886	2,653

Other reclassifications included in other revenue, net of tax expense (benefit) of $15	46
Held to maturity securities:
Amortization of amounts previously recorded upon transfer from available for sale, net of tax expense (benefit) of $657	1,817
Other, net of tax expense (benefit) of $(9)	(26)
Balance at December 31, 2023	$	(18,131)
Available for sale securities:
Net unrealized gain (loss), net of tax expense (benefit) of $447	1,493


Other reclassifications included in other revenue, net of tax expense (benefit) of $9	31
Held to maturity securities:

Amortization of amounts previously recorded upon transfer from available for sale, net of tax expense (benefit) of $517	1,762
Other, net of tax expense (benefit) of $2	(3)
Balance at December 31, 2024	$	(14,848)
Available for sale securities:
Net unrealized gain (loss), net of tax expense (benefit) of $657	2,106
Other reclassifications included in other revenue, net of tax expense (benefit) of $19	60
Held to maturity securities:
Amortization of amounts previously recorded upon transfer from available for sale, net of tax expense (benefit) of $520	1,667
Derivatives designated as cash flow hedging instruments:
Net unrealized gain (loss), net of tax expense (benefit) of $(4)	(13)
Reclassifications included in interest revenue, net of tax expense (benefit) of $16	50
Other, net of tax expense (benefit) of $(3)	(5)
Balance at December 31, 2025	$	(10,983)

As of December 31, 2025, the total remaining unamortized loss on securities transferred from AFS to HTM included in AOCI was $8.1 billion net of tax effect ($10.6 billion pre-tax). This loss is being amortized over the remaining lives of the securities, offsetting amortization of the securities’ premiums or discounts, and resulting in no impact to net income.