v3.25.4
FINANCING RECEIVABLES - Allowance for Credit Losses (Details) - USD ($)
$ in Millions
3 Months Ended 12 Months Ended
Feb. 01, 2026
Jan. 26, 2025
Nov. 02, 2025
Allowance:      
Beginning of period balance $ 258 $ 229 $ 229
Provision (credit) 37 70  
Write-offs (57) (61)  
Recoveries 15 11  
Translation adjustments 1 (1)  
End of period balance 254 248 258
Financing receivables:      
End of period balance 48,846 49,901  
Retail Customer Receivables      
Allowance:      
Write-offs (57) (61) (312)
Financing receivables:      
End of period balance 41,301 41,602 43,409
Retail Notes & Financing Leases      
Allowance:      
Beginning of period balance 249 219 219
Provision (credit) 38 68  
Write-offs (47) (48)  
Recoveries 4 2  
Translation adjustments 1 (1)  
End of period balance 245 240 249
Financing receivables:      
End of period balance 37,851 38,300  
Revolving Charge Accounts      
Allowance:      
Beginning of period balance 7 8 8
Provision (credit) (1) 2  
Write-offs (10) (13)  
Recoveries 11 9  
End of period balance 7 6 7
Financing receivables:      
End of period balance 3,450 3,302  
Wholesale Receivables      
Allowance:      
Beginning of period balance 2 2 2
End of period balance 2 2 2
Financing receivables:      
End of period balance $ 7,545 $ 8,299 $ 8,255