6. Postretirement Benefits

The Company offers various postretirement benefits to its employees.

The components of net periodic benefit cost for defined benefit plans are as follows:



	Pension Benefits						Other Retiree Benefits
	Three Months Ended September 30						Three Months Ended September 30
	2013			2012			2013			2012
Service cost	$	73		$	74		$	37		$	47
Interest cost	143			140			64			64
Expected return on plan assets	(170		)	(148		)	(96		)	(95		)
Prior service cost / (credit) amortization	6			3			(5		)	(5		)
Net actuarial loss amortization	52			53			29			50
Gross benefit cost	104			122			29			61
Dividends on ESOP preferred stock	—			—			(16		)	(17		)
Net periodic benefit cost	$	104		$	122		$	13		$	44

For the year ending June 30, 2014, the expected return on plan assets is 7.2% and 8.3% for pensions and other retiree benefit plans, respectively.