

			March 31, 2012					December 31, 2011
				Gross			Net	Gross			Net
				carrying	Accumulated		carrying	carrying	Accumulated		carrying
(in millions)				value	amortization		value	value	amortization		value
Amortized intangible assets (1):
	MSRs (2)		$	2,053		(979)	1,074	2,383		(975)	1,408
	Core deposit intangibles			12,845		(5,883)	6,962	15,079		(7,768)	7,311
	Customer relationship and other intangibles			3,163		(1,591)	1,572	3,158		(1,519)	1,639
		Total amortized intangible assets	$	18,061		(8,453)	9,608	20,620		(10,262)	10,358
Unamortized intangible assets:
	MSRs (carried at fair value) (2)		$	13,578				12,603
	Goodwill			25,140				25,115
	Trademark			14				14

We based our projections of amortization expense shown below on existing asset balances at March 31, 2012. Future amortization expense may vary from these projections.

The following table provides the current year and estimated future amortization expense for amortized intangible assets.



					Customer
				Core	relationship
		Amortized		deposit	and other
(in millions)		MSRs	intangibles		intangibles		Total
Three months ended March 31, 2012 (actual)	$	58		349		72	479
Estimate for the remainder of 2012	$	171		1,047		212	1,430
Estimate for year ended December 31,
2013		206		1,241		261	1,708
2014		176		1,113		245	1,534
2015		156		1,022		222	1,400
2016		116		919		209	1,244
2017		74		851		195	1,120

For our goodwill impairment analysis, we allocate all of the goodwill to the individual operating segments. We identify reporting units that are one level below an operating segment (referred to as a component), and distinguish these reporting units based on how the segments and components are managed, taking into consideration the economic characteristics, nature of the products and customers of the components. We allocate goodwill to reporting units based on relative fair value, using certain performance metrics. See Note 18 for further information on management reporting.

The following table shows the allocation of goodwill to our operating segments for purposes of goodwill impairment testing.



						Wealth,
			Community	Wholesale	Brokerage and		Consolidated
(in millions)			Banking	Banking		Retirement		Company
December 31, 2010		$	17,922	6,475		373		24,770
	Goodwill from business combinations		-	7		-		7
March 31, 2011		$	17,922	6,482		373		24,777
December 31, 2011		$	17,924	6,820		371		25,115
	Goodwill from business combinations, net		(2)	27		-		25
March 31, 2012		$	17,922	6,847		371		25,140