v3.26.1
Regulatory Capital Requirements and Other Restrictions (Tables)
 3 Months Ended
Mar. 31, 2026
Regulatory Capital Requirements and Other Restrictions [Abstract]  
Regulatory Capital Information
Table 21.1 presents regulatory capital information for the Company and the Bank in accordance with Basel III capital
requirements. We must calculate our risk-based capital ratios under both the Standardized and Advanced Approaches. The Standardized Approach applies assigned risk weights to broad risk categories, while the calculation of risk-weighted assets (RWAs) under the Advanced Approach differs by requiring applicable banks to utilize a risk-sensitive methodology, which relies upon the use of internal credit models, and includes an operational risk component.
Table 21.1: Regulatory Capital Information
Wells Fargo & Company Wells Fargo Bank, N.A.
Standardized ApproachAdvanced ApproachStandardized ApproachAdvanced Approach
(in millions, except ratios)Mar 31,
2026		Dec 31,
2025		Mar 31,
2026		Dec 31,
2025		Mar 31,
2026		Dec 31,
2025		Mar 31,
2026		Dec 31,
2025
Regulatory capital:
Common Equity Tier 1$135,442 137,346 135,442 137,346 151,450 151,833 151,450 151,833 
Tier 1150,430 153,567 150,430 153,567 151,450 151,833 151,450 151,833 
Total181,754 184,682 171,741 174,617 169,159 169,520 158,658 158,966 
Assets:
Risk-weighted assets1,315,968 1,294,609 1,121,045 1,112,533 1,203,547 1,184,912 943,876 940,876 
Adjusted average assets (1)
2,139,900 2,052,117 2,139,900 2,052,117 1,802,901 1,746,906 1,802,901 1,746,906 
Regulatory capital ratios:
Common Equity Tier 1 capital10.29%*10.61 12.08 12.35 12.58 *12.81 16.05 16.14 
Tier 1 capital11.43 *11.86 13.42 13.80 12.58 *12.81 16.05 16.14 
Total capital13.81 *14.27 15.32 15.70 14.06 *14.31 16.81 16.90 
Required minimum capital ratios:
Common Equity Tier 1 capital8.50 8.50 8.50 8.50 7.00 7.00 7.00 7.00 
Tier 1 capital10.00 10.00 10.00 10.00 8.50 8.50 8.50 8.50 
Total capital12.00 12.00 12.00 12.00 10.50 10.50 10.50 10.50 
Wells Fargo & CompanyWells Fargo Bank, N.A.
March 31, 2026December 31, 2025March 31, 2026December 31, 2025
Regulatory leverage:
Total leverage exposure (2)
$2,569,772 2,466,623 2,213,313 2,141,519 
Supplementary leverage ratio (2)
5.85%6.23 6.84 7.09 
Tier 1 leverage ratio (1)
7.03 7.48 8.40 8.69 
Required minimum leverage:
Supplementary leverage ratio3.50 5.00 3.50 6.00 
Tier 1 leverage ratio4.00 4.00 5.00 5.00 
*Denotes the binding framework, which is the lower of the Standardized and Advanced Approaches, at March 31, 2026.
(1)Adjusted average assets consists of total quarterly average assets less goodwill and other permitted Tier 1 capital deductions. The Tier 1 leverage ratio consists of Tier 1 capital divided by total quarterly average assets, excluding goodwill and certain other items as determined under capital rule requirements.
(2)The supplementary leverage ratio consists of Tier 1 capital divided by total leverage exposure. Total leverage exposure consists of total consolidated assets adjusted for certain off-balance sheet exposures, goodwill, and other permitted Tier 1 capital deductions.
Nature of Restrictions on Cash and Cash Equivalents Table 21.2 provides a summary of restrictions on cash and cash equivalents.
Table 21.2: Nature of Restrictions on Cash and Cash Equivalents
(in millions)Mar 31,
2026		Dec 31,
2025
Reserve balance for non-U.S. central banks$255 259 
Segregated for benefit of brokerage customers under federal and other brokerage regulations1,139 1,085