v3.25.4
Regulatory Capital Requirements and Other Restrictions (Tables)
 12 Months Ended
Dec. 31, 2025
Regulatory Capital Requirements and Other Restrictions [Abstract]  
Regulatory Capital Information
Table 25.1 presents regulatory capital information for the Company and the Bank in accordance with Basel III capital
requirements. We must calculate our risk-based capital ratios under both the Standardized and Advanced Approaches. The Standardized Approach applies assigned risk weights to broad risk categories, while the calculation of risk-weighted assets (RWAs) under the Advanced Approach differs by requiring applicable banks to utilize a risk-sensitive methodology, which relies upon the use of internal credit models, and includes an operational risk component.
Table 25.1: Regulatory Capital Information
Wells Fargo & Company Wells Fargo Bank, N.A.
Standardized ApproachAdvanced ApproachStandardized ApproachAdvanced Approach
(in millions, except ratios)Dec 31,
2025		Dec 31,
2024		Dec 31,
2025		Dec 31,
2024		Dec 31,
2025		Dec 31,
2024		Dec 31,
2025		Dec 31,
2024
Regulatory capital:
Common Equity Tier 1$137,346 134,588 137,346 134,588 151,833 145,651 151,833 145,651 
Tier 1153,567 152,866 153,567 152,866 151,833 145,651 151,833 145,651 
Total184,682 184,638 174,617 174,446 169,520 167,936 158,966 158,021 
Assets:
Risk-weighted assets1,294,609 1,216,146 1,112,533 1,085,017 1,184,912 1,113,190 940,876 916,135 
Adjusted average assets (1)
2,052,117 1,891,333 2,052,117 1,891,333 1,746,906 1,669,946 1,746,906 1,669,946 
Regulatory capital ratios:
Common Equity Tier 1 capital10.61%*11.07 12.35 12.40 12.81 *13.08 16.14 15.90 
Tier 1 capital11.86 *12.57 13.80 14.09 12.81 *13.08 16.14 15.90 
Total capital14.27 *15.18 15.70 16.08 14.31 *15.09 16.90 17.25 
Required minimum capital ratios:
Common Equity Tier 1 capital8.50 9.80 8.50 8.50 7.00 7.00 7.00 7.00 
Tier 1 capital10.00 11.30 10.00 10.00 8.50 8.50 8.50 8.50 
Total capital12.00 13.30 12.00 12.00 10.50 10.50 10.50 10.50 
Wells Fargo & CompanyWells Fargo Bank, N.A.
December 31, 2025December 31, 2024December 31, 2025December 31, 2024
Regulatory leverage:
Total leverage exposure (2)
$2,466,623 2,267,641 2,141,519 2,033,458 
Supplementary leverage ratio (2)
6.23%6.74 7.09 7.16 
Tier 1 leverage ratio (1)
7.48 8.08 8.69 8.72 
Required minimum leverage (3):
Supplementary leverage ratio5.00 5.00 6.00 6.00 
Tier 1 leverage ratio4.00 4.00 5.00 5.00 
*Denotes the binding framework, which is the lower of the Standardized and Advanced Approaches, at December 31, 2025.
(1)Adjusted average assets consists of total quarterly average assets less goodwill and other permitted Tier 1 capital deductions. The Tier 1 leverage ratio consists of Tier 1 capital divided by total quarterly average assets, excluding goodwill and certain other items as determined under capital rule requirements.
(2)The supplementary leverage ratio consists of Tier 1 capital divided by total leverage exposure. Total leverage exposure consists of total consolidated assets adjusted for certain off-balance sheet exposures, goodwill, and other permitted Tier 1 capital deductions.
(3)Represents the required minimum for the Bank to be considered well-capitalized under applicable regulatory capital adequacy rules.
Nature of Restrictions on Cash and Cash Equivalents Table 25.2 provides a summary of restrictions on cash and cash equivalents.
Table 25.2: Nature of Restrictions on Cash and Cash Equivalents
(in millions)Dec 31,
2025		Dec 31,
2024
Reserve balance for non-U.S. central banks$259 188 
Segregated for benefit of brokerage customers under federal and other brokerage regulations1,085 1,035