Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2025

See Table 1.1 for key economic variables used for our loan portfolios.

Table 1.1: Key Economic Variables


Loan Portfolio						Key economic variables
Total commercial						• Gross domestic product • Commercial real estate asset prices, where applicable • Unemployment rate
Residential mortgage						• Home price index • Unemployment rate
Other consumer (including credit card, auto, and other consumer)						• Unemployment rate