v2.4.0.6
Credit Card Receivables (Details 3) (USD $)
In Millions, unless otherwise specified
3 Months Ended 6 Months Ended
Jul. 28, 2012
cycle
contract
Jul. 30, 2011
contract
cycle
Jul. 28, 2012
contract
cycle
Jul. 30, 2011
contract
cycle
Jan. 28, 2012
Credit Card Receivables          
Policy for when credit card receivables are considered as delinquent     30 days    
Accounts, Notes, Loans and Financing Receivable          
Total nondelinquent accounts (Current and 1-29 days past due) $ 5,677 $ 5,913 $ 5,677 $ 5,913 $ 6,051
Delinquent accounts (30+ days past due) 228 289 228 289 306
Period-end gross credit card receivables 5,905 6,202 5,905 6,202 6,357
Total nondelinquent accounts (Current and 1-29 days past due) (as a percent) 96.10% 95.30% 96.10% 95.30% 95.20%
Delinquent accounts (30+ days past due) (as a percent) 3.90% 4.70% 3.90% 4.70% 4.80%
Period-end gross credit card receivables (as a percent) 100.00% 100.00% 100.00% 100.00% 100.00%
Troubled Debt Restructurings          
Average receivables 232 344 245 360  
Finance charges 3 5 7 11  
Troubled Debt Restructuring Defaulted          
Number of contracts 3,000 6,000 5,000 12,000  
Amount defaulted 8 17 15 36  
Modification of loan, period 12 months 12 months 12 months 12 months  
Number of consecutive billing cycles that occur before a full fixed payment is defined as a default 2 2 2 2  
Number of contracts 102,000 133,000 102,000 133,000  
Modified contracts with outstanding receivables 226 334 226 334  
FICO score of 700 or above
         
Accounts, Notes, Loans and Financing Receivable          
Total nondelinquent accounts (Current and 1-29 days past due) 2,854 2,786 2,854 2,786 2,882
Total nondelinquent accounts (Current and 1-29 days past due) (as a percent) 48.30% 44.90% 48.30% 44.90% 45.40%
FICO score of 600 to 699
         
Accounts, Notes, Loans and Financing Receivable          
Total nondelinquent accounts (Current and 1-29 days past due) 2,251 2,500 2,251 2,500 2,463
Total nondelinquent accounts (Current and 1-29 days past due) (as a percent) 38.10% 40.30% 38.10% 40.30% 38.70%
FICO score below 600
         
Accounts, Notes, Loans and Financing Receivable          
Total nondelinquent accounts (Current and 1-29 days past due) $ 572 $ 627 $ 572 $ 627 $ 706
Total nondelinquent accounts (Current and 1-29 days past due) (as a percent) 9.70% 10.10% 9.70% 10.10% 11.10%