v2.4.0.6
Credit Card Receivables (Details 3) (USD $)
In Millions, unless otherwise specified
12 Months Ended
Jan. 28, 2012
cycle
contract
M
D
Jan. 29, 2011
contract
Jan. 30, 2010
contract
Credit Card Receivables      
Policy for when credit card receivables are considered as delinquent (in days) 30    
Accounts, Notes, Loans and Financing Receivable      
Total nondelinquent accounts (Current and 1-29 days past due) $ 6,051 $ 6,424  
Delinquent accounts (30+ days past due) 306 419  
Period-end gross credit card receivables 6,357 6,843  
Troubled Debt Restructurings      
Number of contracts 118,000 151,000  
Modified contracts with outstanding receivables 276 400  
Average receivables 330 445 526
Finance charges 20 30 39
Troubled Debt Restructuring Defaulted      
Number of contracts 13,000 28,000 59,000
Amount defaulted 37 96 199
Modification of loan, period (in months) 12    
Number of consecutive billing cycles that occur before a full fixed payment is defined as a default 2    
FICO score of 700 or above
     
Accounts, Notes, Loans and Financing Receivable      
Total nondelinquent accounts (Current and 1-29 days past due) 2,882 2,819  
FICO score of 600 to 699
     
Accounts, Notes, Loans and Financing Receivable      
Total nondelinquent accounts (Current and 1-29 days past due) 2,463 2,737  
FICO score below 600
     
Accounts, Notes, Loans and Financing Receivable      
Total nondelinquent accounts (Current and 1-29 days past due) $ 706 $ 868