As of September 30, 2021 and December 31, 2020, customer deposits were categorized as interest-bearing or non-interest-bearing as follows:


(Millions)	2021		2020
U.S.:
Interest-bearing	$	83,299	$	85,583
Non-interest-bearing (includes Card Member credit balances of: 2021, $467; 2020, $576)	489		599
Non-U.S.:
Interest-bearing	19		19
Non-interest-bearing (includes Card Member credit balances of: 2021, $515; 2020, $671)	519		674
Total customer deposits	$	84,326	$	86,875

Customer deposits by deposit type as of September 30, 2021 and December 31, 2020 were as follows:


(Millions)	2021		2020
U.S. retail deposits:
Savings accounts – Direct	$	65,721	$	63,512
Certificates of deposit:
Direct	1,665		2,440
Third-party (brokered)	3,274		5,561
Sweep accounts – Third-party (brokered)	12,637		14,070
Other deposits:
U.S. deposits	24		23
Non-U.S. deposits	23		22
Card Member credit balances ― U.S. and non-U.S.	982		1,247
Total customer deposits	$	84,326	$	86,875

The scheduled maturities of certificates of deposit as of September 30, 2021 were as follows:

As of September 30, 2021 and December 31, 2020, certificates of deposit in denominations of $250,000 or more, in the aggregate, were as follows: